A larger proportion of Americans are living paycheck to paycheck, a report released Monday by LendingClub and PYMNTS found.

The percentage of U.S. consumers that lived paycheck to paycheck in December came in at 64%, according to the portray. That figure equated to about 166 million and marked a 3% jump year-over-year.

In December 2021, 61% were living that way, the portray said.

The report, conducted in collaboration with PYMNTS, polled over 3,900 consumers in the U.S. The surveys took spot Dec. 8 to Dec. 23.

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Many consumers executive over $100,000 per year, 51%, indicated they were living paycheck to paycheck last month, compared to the 42% who said so at the same time the prior year, it also fake. Of those, 16% reported difficulties covering monthly bills. 

NEARLY 70% OF AMERICANS STRUGGLING TO PAY GROCERY BILLS, SURVEY FINDS

The report showed that for consumers executive between $50-100,000, two-thirds lived paycheck to paycheck in December, and over three-quarters (78%) of those earning under $50,000 also said that. 

Those percentages had "remained relatively constant" year-over-year, LendingClub Corporation said in a press release.

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Meanwhile, the report found about 40% of consumers living paycheck to paycheck divulged rosy outlooks about their financial situations. Just over a quarter, 27%, said they expected it "will worsen."

Inflation was aimed to as the "most worrisome factor" by roughly 75% of paycheck-to-paycheck consumers anticipating their personal finances will see some sort of refuse this year, LendingClub Corporation said. Another popular reason was economic uncertainty.

INFLATION GAUGE CLOSELY WATCHED BY THE FED COOLED IN DECEMBER, BUT PRICES REMAIN HIGH

Inflation, when still painfully high, gave some indications of cooling in December, as previously reported by FOX Business. 

The Consumer Price Index went down 0.1% month-over-month and rose 6.5% year-over-year, data released in mid-January by the Labor Department expressed. The Personal Consumption Expenditures index, favored by the Federal Reserve for gauging inflation, increased 0.1% from November and 5% from the same time last year.

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